Who will get my benefits?
Lump sum death payment
We make the final decision on whom to pay the lump sum to. Before we make a decision we will consider any wishes you have expressed, but are not bound by this.
You can let us know your wishes by filling in an Expression of Wish form (see Related Documents in the "Helpful Information" section).
Survivor's pensions
Survivor's pensions are payable to your husband/wife or your civil partner or cohabiting partner.
If you would like benefits to be paid to a cohabiting partner they will need to meet certain criteria, as follows:
| (a) | the person (P) has fulfilled the condition in paragraph (b)(i), and the conditions in (b)(ii) to (iv) for a continuous period of at least 2 years on the date the member (M) died; and |
| (b) | the condition is that- |
| (i) | M is able to marry or form a civil partnership with P; |
| (ii) | M and P are living together as if they were a married couple or as if they were civil partners; |
| (iii) | neither M nor P is living with a third person as if they were a married couple or as if they were civil partners; and |
| (iv) | either P is financially dependent on M, or M and P are financially interdependent; |
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All of the above must be met for a continuous period of at least 2 years prior to your death.
Children's pensions are payable to any eligible dependent children you may have when you die or born up to one year after.
Please contact us if you want to know more.